Selecting the best motorcycle insurance coverage in Malaysia involves analyzing many elements, including protection alternatives, premiums, customer care, and additional benefits provided by various insurers. This guideline compares several of Malaysia's leading bike insurance policies providers to help you make an educated choice that satisfies your Using needs and finances.
1. Allianz Malaysia Berhad
Protection Alternatives: Allianz Malaysia offers detailed coverage solutions tailor-made to protect equally riders and their bikes. Their policies commonly contain:
3rd-Social gathering Liability: Addresses damages and injuries induced to Other people in a collision.
Personal Destruction: Addresses maintenance or substitute prices to your bike on account of incidents, hearth, or theft.
Own Accident: Presents compensation for bodily personal injury or Loss of life ensuing from a mishap.
More Advantages: Roadside aid, health-related charges, and much more.
Rates and Reductions: Allianz Malaysia delivers competitive rates with prospects for special discounts according to Safe and sound riding data, multiple guidelines, and membership affiliations.
Customer care: Known for successful claims processing and very good customer help.
two. AXA Affin Common Insurance plan Berhad
Coverage Alternatives: AXA Affin features flexible motorbike insurance programs with detailed coverage, like:
3rd-Celebration Legal responsibility: Handles legal liabilities for bodily injuries or assets damage to Other folks.
Own Injury: Handles repair fees in your motorcycle in mishaps, theft, or pure disasters.
Personal Accident: Supplies protection for accidental death or bodily injuries.
Rates and Discounts: AXA Affin gives aggressive rates and reductions for Risk-free riders, loyalty systems, and bundling policies.
Customer support: Reputable customer care having a consumer-helpful promises procedure and 24/7 guidance.
three. Etiqa Insurance coverage Berhad
Coverage Selections: Etiqa features motorcycle insurance policy strategies meant to protect riders comprehensively, which includes:
3rd-Get together Legal responsibility: Protection for legal liabilities arising from mishaps.
Possess Problems: Protection towards fix or alternative expenditures for your motorcycle.
Private Accident: Protection for accidents or Dying resulting from accidents.
Further Positive aspects: Roadside guidance, professional medical expenses, and loss of equipment.
Rates and Savings: Etiqa presents aggressive premiums with reductions for Protected riders, multi-coverage holders, and a lot more.
Customer care: Noted for responsive customer care and efficient claims handling.
4. Liberty Insurance policy Berhad
Protection Possibilities: Liberty Insurance plan features bike insurance plans with a range of coverage choices, which includes:
Third-Get together Legal responsibility: Protection for authorized liabilities ensuing from mishaps.
Individual Destruction: Handles maintenance costs for your motorcycle due to accidents or theft.
Personal Accident: Offers compensation for bodily injury or death resulting from accidents.
Premiums and Discounts: Competitive premiums with discounts available for safe riders, policy renewals, and loyalty programs.
Customer care: Liberty Coverage is regarded for fantastic customer care and prompt promises settlement.
five. Zurich Normal Insurance plan Malaysia Berhad
Protection Selections: Zurich Malaysia offers extensive bike coverage designs with the subsequent protection possibilities:
3rd-Get together Liability: Covers legal liabilities for bodily injury or assets harm to Some others.
Possess Hurt: Addresses restore or replacement costs for your personal bike resulting from mishaps, theft, motorbike insurance or hearth.
Private Accident: Provides protection for accidental Demise or bodily harm.
Premiums and Reductions: Competitive rates with savings for Safe and sound riders, multi-coverage holders, and promotional provides.
Customer Service: Zurich Malaysia features trusted customer support with a straightforward claims system and 24/seven assist.